• @BlameThePeacock@lemmy.ca
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    102 months ago

    No, cashback is literally a “use this credit card and we’ll give you 1% of your money back as a reward” then they charge the vendor 3% to process the transaction.

    • @Hastur@lemmy.ca
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      12 months ago

      but you can easily get more than 1%. You can easily get 4% for stuff like gas and groceries. It adds up to quite a bit over the course of a year

      • @BlameThePeacock@lemmy.ca
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        12 months ago

        Yes and no, those rewards increase the prices charged by the retailer.

        Then the credit card company’s ban charging extra to cover that.

        It’s inherently a monopolistic exploit.