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@ByteOnBikes@slrpnk.net to Fuck Cars@lemmy.worldEnglish • 7 months ago

As a bike rider, I forget this is a thing. Asked my neighbor, he pays $350/month in insurance alone 🙃

slrpnk.net

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As a bike rider, I forget this is a thing. Asked my neighbor, he pays $350/month in insurance alone 🙃

slrpnk.net

@ByteOnBikes@slrpnk.net to Fuck Cars@lemmy.worldEnglish • 7 months ago
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  • @ceenote@lemmy.world
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    140•7 months ago

    Dave Ramsey is a hack.

    • @expatriado@lemmy.world
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      77•7 months ago

      broken clock tho

      • @GoddessNoAi@lemmynsfw.com
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        12•7 months ago

        • @Cryophilia@lemmy.world
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          20•7 months ago

          That’s…the point of the saying.

        • @jagged_circle@feddit.nl
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          3•7 months ago

          Time is continuous, not discrete

          • @SorteKanin@feddit.dk
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            7•7 months ago

            Well most clocks are not continuous though.

        • @gothic_lemons@lemmy.world
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          3•7 months ago

          Yeah but what if the clock is broken so it’s like 15 minutes off all the time? Then it’s never right. The right twice a day is just big idiom propaganda

          • @maccentric@sh.itjust.works
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            3•7 months ago

            If it’s always off by 15 minutes, it’s not broken, it’s misconfigured.

            • @gothic_lemons@lemmy.world
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              1•7 months ago

              And if it can’t be fixed?

          • @Tikiporch@lemmy.world
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            1•7 months ago

            Damn, that’s a critical error. Good catch.

    • @Wicked4wesome@lemmy.world
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      20•7 months ago

      All you need to know about Dave Ramsey: i worked on his Jaguar XK.

      • @RisingSwell@lemmy.dbzer0.com
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        2•7 months ago

        Is that a particularly expensive jaguar? When I was car shopping I saw some jags for 20k or less so owning a Jag means absolutely nothing when it comes to wealth.

        • @AmbientChaos@sh.itjust.works
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          8•7 months ago

          The trick is that it costs an absolute fortune to maintain them, that’s why they’re cheap used. I believe there Is a saying that goes something like “the only car more expensive than a luxury car is a used luxury car”

    • @Frozengyro@lemmy.world
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      8•7 months ago

      He’s right for most people first beginning to improve their financial health. He has probably gotten more people out of debt than any other ‘guru’. If that’s a hack, so be it, it works.

      • @AmbientChaos@sh.itjust.works
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        10•7 months ago

        He once fired a pregnant employee because she wasn’t married and therefore must have had premarital sex. They’ve fired 9 people for pre marital sex. Wacky

        • @brbposting@sh.itjust.works
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          7 months ago

          deleted by creator

    • @HonorableScythe@lemm.ee
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      7•7 months ago

      Is he the idiot who demands you only pay for things in cash and store it in labeled envelopes?

      • @brbposting@sh.itjust.works
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        1•7 months ago

        Doesn’t that 1950s(?idk) advice kinda work for some people?

        “Demands” though that’s odd

    • @NewNewAccount@lemmy.world
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      2•7 months ago

      Nah he’s alright. There is no nuance in his advice but for the majority of his listeners that’s probably a good thing.

      • @Kroxx@lemm.ee
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        1•7 months ago

        Yeah he has some shit personally takes and I hate the way he runs his company. He does give pretty decent financial advice though

        • capital
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          10•7 months ago

          No he doesn’t.

          I can give better advice in a similarly easy to consume manner, applicable to most.

          1. Invest in a low cost target date fund. Look at Vanguard target date funds for examples and pick a year close to your expected retirement date.

          2. Pay your highest interest debt before lower.

          Both of these pieces of advice make you more money than doing what Ramsay says and are equally easy to understand.

          • @Frozengyro@lemmy.world
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            7 months ago

            Yes, but do people do it? No.

            Do people actually do what Ramsey suggests, even if it isn’t mathematically perfect? Yes.

            You’re under estimating the human factor.

    • @Cryophilia@lemmy.world
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      -2•7 months ago

      Dave Ramsey has excellent financial advice for a certain type of person. I bet 90% of people reading this need Dave Ramsey style advice.

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